TERMS AND CONDITIONS

Last updated: 11th February 2026

These Terms govern the use of this website and the purchase of services and digital products provided by BEAT Limited.

1. Acceptance

By accessing this website or purchasing services, you agree to these Terms.

If acting on behalf of an organisation, you confirm authority to bind that organisation.

2. Services

The Company provides:

• Consultancy and advisory services
• Digital training programmes
• Educational materials

All content is provided for professional informational purposes and does not constitute regulated financial, legal, or tax advice unless expressly agreed in writing.

3. Intellectual Property

All content, materials, training modules, frameworks, and methodologies remain the intellectual property of BEAT Limited unless otherwise agreed.

No reproduction, redistribution, or commercial reuse is permitted without written consent.

4. Digital Products

• Access is granted for personal or internal business use only.
• Sharing login credentials is prohibited.
• Refunds (if any) must be governed by a separate Refund Policy.

Note: If selling to EU consumers online, the Consumer Rights Directive (2011/83/EU) provides a 14-day withdrawal right unless waived upon immediate digital delivery.

5. Payments

Payments are processed via Stripe or PayPal.

All prices are stated in [EUR] and may be subject to VAT where applicable.

6. Limitation of Liability

To the maximum extent permitted by law:

• The Company shall not be liable for indirect or consequential losses.
• Liability for direct damages is limited to the amount paid for the relevant service.

Nothing excludes liability for fraud or wilful misconduct.

7. Professional Disclaimer

Clients remain responsible for business decisions taken based on consultancy or training materials.

8. Confidentiality

Both parties agree to maintain confidentiality regarding proprietary information shared during consultancy engagements.

9. Website Use

Users must not:

• Attempt unauthorised access
• Introduce malicious code
• Use the site for unlawful purposes

10. Third-Party Links

We are not responsible for external websites linked from this site.

11. Termination

We reserve the right to suspend access for breach of these Terms.

12. Governing Law

These Terms are governed by the Laws of Malta.

Disputes shall be subject to the jurisdiction of the Maltese Courts.